ABOUT THIS PRODUCT
There are 2 (two) types of credit life insurance, mandatory and optional. The Credit Balance Protection (CBP) is mandatory as it is a requirement or condition of your credit agreement. You may elect to substitute this Policy with a credit life policy of your own choice, which covers the same benefits and which policy must then be ceded to us with certain written directions as stated in the NCA. If you submit a replacement policy within 3 (three) months of opening your account, previously charged premiums will be refunded.
BENEFITS
Credit Balance Protection settles the full outstanding balance in the event of: Death, Permanent and Temporary Disability, Retrenchment or Loss of Income. The premium payable forms part of the full instalment amount specified in your monthly Mr Price Money account statement.
MONTHLY PREMIUM
The premium is R3.50 per R1,000 per month of the outstanding balance.
ABOUT THIS PRODUCT
Get cover of up to R10,000 from just R55pm*, should you pass away, be retrenched due to new technology, liquidation of the company, staff reductions or reorganisation by your employer, suffer a certain critical illness or should you be hospitalised for 3 (three) consecutive nights or more. We will pay you or your nominated beneficiary (in events of Death) a benefit of R10,000.
Cover is available for your partner (benefits are the same on the joint option) and up to 4 (four) dependant children not older than 18 (eighteen) at an additional premium.
BENEFITS & MONTHLY PREMIUMS
Benefits and monthly premiums are listed in the table below.
| DESCRIPTION | BENEFITS | MONTHLY PREMIUM | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
|
360 Lite Account Holder Option
|
|
R27.00 | ||||||||
|
360 Lite Joint Option
|
|
R33.00 | ||||||||
|
360 Account Holder Option
|
|
R55.00 | ||||||||
|
360 Joint Option
|
|
R67.20 | ||||||||
|
360 Extended Family Cover
|
|
R81.00 |
Premiums conveniently billed to your Mr Price Money account.
Debit order facilities available for non-store card customers.
`, }, { id: 'a2b-plan', icon_url: "https://cdn.omni.mrpg.com/cdn/242/Images/june19/icons/a2b_commuter_accident_plan_black_small.png", isExpanded: false, title: 'A2B Commuter Personal Accident Plan', subtitle: 'Keep Covered on the Roads', buttons: [ { id: '', text: 'Policy Documents', url: 'https://mrp.bz/a2bp' }, ], about: `ABOUT THIS PRODUCT
Get cover when you're out and about with the A2B Commuter Plan.
BENEFITS
From just R49.50pm*, get up to R75,000 should you suffer accidental death while driving in, or as a passenger in, your own motor vehicle or any motor vehicle, we shall pay an accidental death benefit of R50,000, or should you suffer a permanent disability we will pay you a permanent disability benefit of R75,000 or a percentage thereof, depending on the nature of the permanent disability.
Cover is available for your partner (benefits are the same on the joint option) and up to 4 (four) dependant children not older than 18 (eighteen) at an additional premium.
| INCIDENT | COVER |
|---|---|
| Accidental Death | R50,000 |
| Accidental Injury | R75,000 or a percent thereof |
MONTHLY PREMIUM
| PLAN | PREMIUM |
|---|---|
|
A2B Account Holder Option
|
R49.50* |
|
A2B Joint Option
|
R68.25* |
|
A2B Extended Family Cover
|
R84.50* |
Premiums conveniently billed to your Mr Price Money account.
`, }, { id: 'medinet-plan', icon_url: "https://cdn.omni.mrpg.com/cdn/242/Images/june19/icons/medinet_protection_plan_black_small.png", isExpanded: false, title: 'Medinet Protection Plan', subtitle: 'Put Yourself First', buttons: [ { id: '', text: 'Policy Documents (Account)', url: 'https://mrp.bz/mppp' }, { id: '', text: 'Policy Documents (Cash)', url: 'https://mrp.bz/mppCs' }, ], about: `ABOUT THIS PRODUCT
Cover for critical illness and non-medical expenses due to hospitalisation.
Get extra support when you need it most. The Medinet Protect Plan gives you cover of up to R30,000 from just R45.68pm*, in the event of hospitalisation or critical illness.
BENEFITS
-
Provides cover should you be diagnosed with one of the following:
- Critical illness,
- Heart attack,
- Cancer,
- Stroke,
- Major organ transplant,
- Coronary artery disease requiring bypass surgery,
- and/or Kidney failure
A critical illness must be confirmed by a doctor with the applicable specialist knowledge and appropriate medical evidence.
You will qualify for a payout of R30,000. (Terms and conditions apply)
-
Provides cover should you be hospitalised for 3 (three) consecutive nights or more. You will qualify for a payout of R3,000. (Terms and conditions apply)
You will also qualify for a further Benefit of R15,000 paid to you over a 3 (three) month period - R5,000 x 3 (three) months, to boost your income.
** Cover is also available for your partner at an additional premium
Refer to the policy details below:
| DESCRIPTION | BENEFITS | WAITING PERIOD | ||||||
|---|---|---|---|---|---|---|---|---|
|
Medinet Account Holder |
|
90 (ninety) days from the Commencement Date | ||||||
|
Medinet Joint Account Holder |
|
90 (ninety) days from the Commencement Date |
MONTHLY PREMIUM
| DESCRIPTION | PREMIUM | ||||
|---|---|---|---|---|---|
| Medinet Original Account Holder Option |
|
||||
| Medinet New Account Holder Option |
|
||||
| Medinet Joint Option |
|
Premiums conveniently billed to your Mr Price Money account.
Debit order facilities available for non-store card customers.
`, }, { id: 'family-funeral-plan', icon_url: "https://cdn.omni.mrpg.com/cdn/242/Images/june19/icons/famil_funeral_plan_black_small.png", isExpanded: false, title: 'Family Funeral Plan', subtitle: "We're Here For You!", buttons: [ { id: '', text: 'Policy Documents (Account)', url: 'https://mrp.bz/ffpp' }, { id: '', text: 'Policy Documents (Cash)', url: 'https://mrp.bz/ffPcsD' }, ], about: `ABOUT THIS PRODUCT
Get a helping hand when you really need it, with a funeral plan for you and your loved ones.
Get up to R50,000 in cover from R47.25 which includes Funeral Cover for you, 1 (one) spouse and a maximum of 4 (four) dependant children not older than 18 (eighteen), unless otherwise noted.
BENEFITS & MONTHLY PREMIUMS
Benefit options and monthly premiums are listed in the table below.
| MONTHLY PREMIUM | MAXIMUM BENEFIT | |
|---|---|---|
| OPTION 1 | R47.25 | R7,500 |
| OPTION 2 | R58.25 | R10,000 |
| OPTION 3 | R75.00 | R15,000 |
| OPTION 4 | R85.50 | R20,000 |
| OPTION 5 | R96.00 | R30,000 |
| OPTION 6 | R159.00 | R50,000 |
Premiums conveniently billed to your Mr Price Money account.
Debit order facilities available for non-store card customers.
`, }, { id: 'life-matters', icon_url: "https://www.mrpmoney.com/cdn/242/dnd/insurance-icons/life-matters-icon1.png", isExpanded: false, title: 'Life Matters Plan', subtitle: 'Protect Your Peeps', buttons: [ { id: '', text: 'Policy Documents (Account)', url: 'https://mrp.bz/lcpp' }, { id: '', text: 'Policy Documents (Cash)', url: 'https://mrp.bz/LMpCs' }, { id: '', text: 'Download Claim Form', url: 'https://cdn.omni.mrpg.com/cdn/242/Insurance/Claims_forms/2022-10/Life-Matters-Insurance-Claim-Form_Feb22_v3.pdf' }, { id: '', text: 'Find Out More', url: '/mrpinsurance/life-matters-plan' }, ], about: `ABOUT THIS PRODUCT
Cover your loved ones with a life insurance plan that pays out up to R200,000 in the event of death. Choose from 3 cover options starting from just 37pm*
Provides life cover for the insured member payable in the event of death. This product is subject to qualifying criteria & risk rated.
BENEFITS
| COVER 1 | COVER 2 | COVER 3 |
|---|---|---|
| R100,000 | R150,000 | R200,000 |
MONTHLY PREMIUM
Premiums start from R37 per month.
*Premiums billed to your Mr Price Money account for extra convenience.
Debit order facilities available for non-store card customers.
T&Cs apply.
`, }, { id: 'device-cover', icon_url: "https://cdn.omni.mrpg.com/cdn/242/Images/june19/icons/outofdataicon.png", isExpanded: false, title: 'Device Cover', subtitle: "It's a good call!", buttons: [ { id: '', text: 'Policy Documents (Account)', url: 'https://mrp.bz/dcpcr' }, { id: '', text: 'Policy Documents (Cash)', url: 'https://mrp.bz/dcpcs' }, { id: '', text: 'Policy Documents (6-Months)', url: 'https://mrp.bz/dcp6m' }, ], about: `ABOUT THIS PRODUCT
Get cover for your device for accidental, unforeseen physical loss of or damage, from just R99pm*.
BENEFITS
- Cover provided for the replacement of your device if lost or stolen with same specification and value, unless the same make and model is no longer available.
- Payment to an accredited repair centre arranged by the insurer for the reasonable costs to repair and restore it to its original working condition prior to the damage, or replace the device as noted above.
MONTHLY PREMIUM
Premiums as below:
| VALUE OF DEVICE | PREMIUM | COMMISSION AND FEE CONTENT INCLUDED |
|---|---|---|
| R501 - R1,200 | R30.00 | R3.75 |
| R1,201 - R2,500 | R59.00 | R7.38 |
| R2,501 - R3,499 | R85.00 | R10.63 |
| R3,500 - R5,000 | R118.00 | R14.75 |
| R5,001 - R7,500 | R175.00 | R21.88 |
| R7,501 - R9,500 | R230.00 | R28.75 |
| R9,501 - R12,000 | R290.00 | R36.25 |
The Insured shall be liable to pay the following excess in respect of each claim lodged for repair, theft, loss or accidental damage:
| VALUE BAND | EXCESS STRUCTURE | ||||
|---|---|---|---|---|---|
| Start | End | First Claim | Second Claim | Third Claim | Liquid Claim |
| R501 | R1,200 | 10% | 15% | 20% | 20% |
| R1,201 | R2,500 | 10% | 15% | 20% | 20% |
| R2,501 | R3,499 | 10% | 15% | 20% | 20% |
| R3,500 | R5,000 | 10% | 15% | 20% | 20% |
| R5,001 | R7,500 | 10% | 15% | 20% | 20% |
| R7,501 | R9,500 | 10% | 15% | 20% | 20% |
| R9,501 | R12,000 | 10% | 15% | 20% | 20% |
Should the Insured fail to pay the required excess within 90 (ninety) days from date of loss on the approved claim for replacement of the Mobile Device, the claim will be treated as repudiated.
*Premiums billed to your Mr Price Money account for extra convenience.
Debit order facilities available for non-store card customers.
T&Cs apply.
`, }, { id: 'customer-protection-plan', icon_url: "https://cdn.omni.mrpg.com/cdn/242/Images/june19/icons/customer_protection_plan_black_small.png", isExpanded: false, title: 'Customer Protection Plan', subtitle: 'Looking out for you!', buttons: [ { id: '', text: 'Policy Documents', url: 'https://mrp.bz/cppp' }, ], about: `ABOUT THIS PRODUCT
This insurance product is no longer available to new customers, however, you may download the policy documents below.
